Legal Disclaimer

Last updated: July 26, 2026(2026-07-26) · View legal updates →

0. Legal Operator & Identity

The LOVE Coin platform, the lovecoin.life website, and all commercial activities conducted within the ecosystem (including the marketplace, Premium Pass subscriptions, in-platform purchases, LOVE Card services, and merchant programs) are operated by Wise World 2012 Limited, a company incorporated in 2012 in the Hong Kong Special Administrative Region (SAR) under Company Number 1684512 (verifiable via the HK Companies Registry), with registered office at Unit G, 15/F, TAL Building, 49 Austin Road, Kowloon, Hong Kong. The company has operated the LOVE Coin Foundation brand continuously since August 2020, and channels regenerative real-world capital through its bio-tech arm synterra.bio. Corporate website: wise-world.life (see also our public parent-company page). The Founder & CEO is publicly identified on the platform as @WiseTrader, providing personal accountability for the project. For all correspondence, the only official channels are support@lovecoin.life and our web contact form. We do not operate a public phone line — anyone calling on behalf of LOVE Coin, CoinMarketCap, CoinGecko or "exchange listings" is a scam.

1. General Information

LOVE Coin is an experimental digital asset issued on the Stellar Network. It is not a security, investment contract, commodity, or regulated financial instrument under any jurisdiction. Nothing on this website or platform constitutes financial, legal, or investment advice.

2. No Investment Advice

The information provided on lovecoin.life and associated platforms is for informational and educational purposes only. You should not construe any information as professional financial, investment, tax, or legal advice. Always consult a qualified professional before making financial decisions.

3. Risk Disclosure

Digital assets, including LOVE Coin, involve significant risks. Prices can be extremely volatile. You may lose some or all of your investment. Past performance is not indicative of future results. You are solely responsible for evaluating the risks and merits of any transaction.

4. USDLove (USDL)

USDLove (USDL) is an internal accounting unit used within the LOVE ecosystem. It is not a publicly offered stablecoin, e-money token, or regulated financial instrument. USDL is designed solely for internal settlement, marketplace pricing, and ecosystem operations. It does not represent a claim on any fiat currency or external reserve.

5. LOFI — LOVE Finance

LOFI modules (Swap, Earn, Stake, Lend, Vaults, Pay) are internal ecosystem features. They do not constitute regulated financial services. Yields, rewards, and interest rates are estimates and may change without notice. No guarantee of returns is made or implied.

6. Custodial Wallet

The LOVE Wallet operates under a custodial model. By using the wallet, you acknowledge that your assets are managed within the platform's internal ledger system. The platform is not a bank and does not provide deposit insurance.

7. Regulatory Compliance

LOVE Coin is committed to operating within applicable legal frameworks. The project strives to align with MiCA (Markets in Crypto-Assets Regulation) guidelines where applicable. However, regulatory landscapes evolve, and users are responsible for understanding and complying with local laws.

8. No Warranties

The platform and all associated services are provided "as is" without warranty of any kind, express or implied. We do not guarantee uninterrupted service, error-free operation, or the accuracy of any information.

9. Limitation of Liability

To the maximum extent permitted by law, LOVE Coin, its creators, contributors, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the platform or any associated services.

10. Closed-Loop Model — No External Withdrawals

Effective 21 July 2026, external withdrawals (fiat or crypto to external addresses) from the lovecoin.life LOVE Wallet are disabled. Internal balances represent your "LOVE Power" — in-app purchasing power inside the LOVE Marketplace. On-chain sovereignty runs through the non-custodial DexWallet / LOVE Safe Wallet. Previous standard/premium withdrawal fees and daily limits no longer apply. Full announcement: /love-power.

11. Contact

For all inquiries (legal, support, press, partnerships) please use support@lovecoin.life or our web contact form. We do not operate a public phone line — anyone calling on behalf of LOVE Coin, CoinMarketCap, CoinGecko or "exchange listings" is a scam.

12. Technical Architecture (Public Disclosure)

For full transparency, the LOVE Coin ecosystem operates on a hybrid technical architecture, publicly disclosed below:

• Internal CEX (Custodial Exchange): An off-chain custodial ledger system (the "internal exchange") used for fast, low-latency transactions such as tips, rewards, marketplace settlements, and ecosystem activity. Balances on the internal CEX are managed within the platform's accounting system.
• External DEX Integration: The platform integrates with public, on-chain decentralized exchanges, primarily the Stellar DEX and Solana ecosystem, for transparent on-chain trading, liquidity, and price discovery of LOVE Coin and related assets.
• SAFE Wallet (Non-Custodial): The SAFE Wallet is a non-custodial wallet implementation where the user is the sole holder of their private keys. The platform operator does not have access to or custody over assets stored in SAFE Wallets.
• Proprietary L1 Network (In Development): The project is actively developing its own Layer 1 blockchain network. This network is not yet live. Any references to the proprietary L1 are forward-looking statements regarding the project roadmap and are not a representation of currently available infrastructure. Updates and timelines will be communicated via official whitepaper revisions and platform announcements.

Users must understand the distinct risk profiles of custodial (internal CEX) and non-custodial (SAFE Wallet, on-chain DEX) interactions before transacting.