
Pay Any Bill with LOVE
Scan a UPN, SEPA or LOVE QR code from any invoice and pay instantly with LOVE, USDL or EURL. 1.5% fee. 2% cashback. Zero bank delays.
1.5%
Fee
2%
Cashback
4+
QR Formats
Instant
Settlement
How It Works
Scan the QR
Open LOVE Pay → 'Bill QR' tab. Scan with camera or upload a photo.
Auto-Parse Details
Recipient, IBAN/address, amount and reference are extracted instantly.
Choose Asset
Pay with LOVE, USDL or EURL. Auto-convert if balance is short.
Confirm & Done
1.5% fee, 2% LOVE cashback, instant settlement on the ledger.
Why Pay Bills with LOVE?
Just 1.5% Fee
Far below traditional bank wire fees (3–8%).
2% LOVE Cashback
Earn LOVE on every bill you pay. Stack with Army XP.
Instant Settlement
No 3-day SEPA waits — internal ledger transfer in seconds.
Secure & Auditable
Every payment recorded on-ledger with reference codes.
Multi-Format Parser
UPN, EPC SEPA, LOVE Pay & Stellar — one scanner for all.
Fiat Payouts (Phase 2)
Pay any IBAN — Wirex partner integration coming soon.
Supported QR Formats
UPN QR
Slovenian universal payment order — utility bills, rent, taxes.
EPC069-12
European SEPA QR standard — invoices across the EU.
LOVE Pay
Native lovepay: URIs for instant merchant payments.
Stellar
Direct Stellar addresses & web+stellar:pay links.
Phase 2: Fiat IBAN Payouts
Soon you'll be able to pay any utility, tax or invoice — even to recipients without a LOVE wallet — through our Wirex partnership. Your crypto becomes their EUR, automatically.
Stop Waiting. Start Scanning.
Turn your LOVE balance into a universal bill-payment tool. Every scan earns rewards.

