Two thresholds, one simple rule
$150 — Fiat boundary
$150
KYC is required when money crosses the platform: crypto withdrawals to external wallets, card on/off-ramp, SEPA, LOVE Card.
- External crypto withdrawal (Stellar / Solana / EVM / BTC)
- SEPA / wire / card off-ramp
- LOVE Card (Visa/MC)
$300 / 30d — Internal cap
$300
Closed-loop LOVE activity inside the ecosystem. Soft AML monitoring at $300/30d — not a hard gate on P2P or tipping.
- P2P transfers between users
- Tipping, Sparks, gratitude
- Marketplace, games, LOVA credits, staking
Minimum withdrawal by tier
| Tier | Min. withdrawal | Frequency | Fee |
|---|---|---|---|
| 🔹 Standard | $30 | 1× / 7 days | 7% |
| ⭐ Premium | $30 | Unlimited | 5% |
| 💎 Premium+ | $30 | Unlimited | 3% |
| 👑 Ultimate | No min | Unlimited · priority | 0% |
Flat $30 minimum is a 2026-05 update — simpler than the old $25/$50/$100 ladder and aligned with regulation.
What you can do without KYC
When KYC is required
Compared to legacy exchanges
| LOVE | Binance | Coinbase | Kraken | |
|---|---|---|---|---|
| KYC on signup | ||||
| Free internal transfers | ||||
| Min withdrawal | $30 | ~$10–50 | ~$1.5+ fee | ~$5+ fee |
| 0% withdrawal tier | 👑 Ultimate |
FAQ
So what is the smallest withdrawal I can make?
$30 USD equivalent on Standard, Premium and Premium+. Ultimate has no minimum.
How much can I withdraw before KYC?
Up to $150 USD equivalent per external crypto withdrawal. Above that, KYC is required (fiat-boundary policy).
Does internal LOVE activity count toward the $150 limit?
No. Internal P2P, tipping, Sparks, marketplace and games are closed-loop. They use a separate $300 / 30-day soft threshold for AML monitoring.
Why do you have a minimum at all?
Network fees and operational cost. Below $30, payouts become uneconomical and slow the queue for everyone.
How do I reach 0% / no-minimum withdrawals?
Ultimate tier: Inner Circle status, leader in LOVE Army, completed KYC and 10,000,000 LOVE locked for 365 days.
Ready when you are.
Start using LOVE today — no KYC needed under the fiat boundary. Upgrade only when your usage genuinely requires it.
