LOVE Grad
One business account that unites all 22 LOVE fiat currencies and every crypto network we run. Wirex Business + Kraken Pro fused — and built for the founder, not the bank.
“Why shouldn't we have a castle? Let it be ours — the LOVE Castle.” — @miha
Three souls of the castle
Transparent walls, no rotten corners, no secret kings. Just light, gold, and an empty throne for the people.
The Empty Throne
No king — the heart belongs to the people.
Sunrise over the Lake
An eagle, the Alps, a quiet morning of trust.
Twelve Gates of the Network
Twelve chains forming a mandala of gold.
Why now
Today a founder needs Wirex Business for crypto-EUR rails, Kraken Pro to convert, a separate bank for IBAN, and a fourth tool to issue invoices. Four logins, four fees, four reports.
LOVE Grad collapses that into one castle. Wise World 2012 lived this pain — that's why we build it.
Castle Dashboard — live LOVE Flow ledger
Total treasury
$0
0 fiat assets · 0 crypto assets
Fiat balance (USDL, EURL…)
$0
Stablecoins on LOVE Flow
Crypto + LOVE balance
$0
—
Live aggregate of the LOVE Flow ledger across all users. USD totals are indicative.
What lives inside the castle
22 LOVE fiat rails
Hold, send and receive in EUR, USD, GBP, CHF, JPY and 17 more — under one business account.
All our crypto networks
Stellar, Sui, Monad, Base, Arbitrum, Polygon, BNB, ETH, OP, Solana, Tron, Kaia — natively, no third-party bridges.
LOVE Pay for business
Card issuing, IBAN payouts, payroll in fiat or USDL. One ledger, one statement.
Treasury vault
SAFE Wallet exit rails, multi-sig, LOVE Gold Vault for reserves. 30–80% revenue to treasury.
Invoices & books
Issue invoices in any LOVE fiat or USDL, automatic VAT capture, monthly export to your accountant.
Team roles & approvals
Owner / Finance / Operator roles, spending limits, two-signature approvals for large outflows.
22 LOVE fiat currencies
Each one pegged 1:1 via LOVE Flow, held inside your business vault.
Every network, one wallet
Receive USDC on Base, USDL on Stellar, native gas on Sui or Monad — the castle routes it for you.
Three phases — building the castle
Foundation
- 22 LOVE fiat accounts under one entity
- Treasury vault + multi-sig
- Invoice generator (LOVE PDF .docx default)
Rails
- All 12 crypto networks live
- LOVE Pay business card (virtual + physical)
- IBAN payouts, payroll module
Castle gates
- Team roles, approvals, audit log
- Accountant export + auto-VAT
- API for ERP / shop integrations
Honest bridge: today vs. LOVE Grad
Today (Wise World 2012 setup)
- Wirex Business → EUR + crypto deposits
- Kraken Pro → 22 fiat pairs, conversion
- Separate bank → IBAN payouts
- Manual invoice tooling
LOVE Grad
- One login, one castle
- 22 LOVE fiats + 12 networks in one ledger
- IBAN, card, payroll, invoices native
- Treasury, multi-sig, audit log built-in
Build your gate to the castle
LOVE Grad opens in phases. Founders, freelancers, small companies — leave your name and we'll invite you when phase I goes live.
Operated by Wise World 2012 — Lovecoin Life. Fully under EU MiCA scope.
