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    Our stance on leverage

    Maximum 3× leverage. Forever.

    A public commitment from the LOVE Coin team. We will never offer 100×, 500×, or 1000× leverage — even where it's legal. That isn't trading. That's a slot machine with a Bloomberg terminal.

    The honest math

    LOVE max
    Market must move ~33% against you to wipe out your collateral. Hard, but survivable.
    30×
    ESMA retail cap (EU)
    ~3.3% move wipes you out. Already aggressive — we go 10× more conservative.
    500×
    Offshore casino brokers
    ~0.2% move = total loss. This is gambling with a chart UI. Not finance.

    Why 3×?

    Because we are economists, not casino operators. Because Miha Štefe — the founder — studied economics and watched too many friends lose everything on 100× crypto perps. Because every retail trader who blows up at 500× was someone's brother, parent, or partner.

    3× is the leverage real banks give real businesses on real collateral. It's the line between 'using credit wisely' and 'gambling with borrowed money'. We hold that line.

    What we will do

    • Synthetic spot forex (0× leverage) on 20 LOVE-pegged fiat pairs
    • LOVE Margin Lite: 1–3× on crypto/crypto pairs, USDL collateral
    • Introducing-broker partnerships with licensed EU/US brokers (Saxo, IB)
    • Default 3× preset on all margin UIs, with friction to go higher within partner limits
    • Mandatory cooling-off period after liquidation

    What we will never do

    • Offer >3× leverage on any product, anywhere, ever
    • Run our own forex desk without MiFID II / ZTFI-1 license
    • Hide funding fees, mark prices, or liquidation logic
    • Market leverage to users who haven't passed Academy gate
    • Use 'turn $100 into $10,000' style copywriting. Ever.

    Legal scaffolding

    • MiFID IIforex/CFD on fiat = financial instrument, requires investment firm license. We don't have one; we use partners who do.
    • ESMA Product Intervention (2018+)EU retail forex capped at 1:30. We voluntarily cap at 1:3.
    • MiCAdoesn't cover forex (traditional instrument). Covers our crypto margin product separately.
    • ZTFI-1 (SI)Slovenian implementation of MiFID II, supervised by ATVP.
    Even 3× can wipe you out. Leverage amplifies both gains and losses. The only leverage that can't hurt you is 1× — buying what you can afford to lose. If you don't fully understand margin calls and liquidation, don't use margin. Start with synthetic spot.

    Financial risk — read this first

    Everything on this page (and in our educational modules) is information and opinion, not personalised financial, legal or tax advice. We do not promise returns.

    • You can lose everything. Crypto prices, including LOVE, can fall to zero. Only commit what you can afford to lose completely.
    • No guaranteed yield. Staking, LP, mining and bot strategies pay variable rewards that can stop, slash or go negative. We label these 'network reward share', not 'APY' or 'investment'.
    • Buying a coin = currency exchange. When you trade EUR for LOVE/BTC/ETH you're performing forex, not making an investment in the classical sense. Why →
    • Regulatory & tax risk. Rules change. Some features may become unavailable in your jurisdiction. You are responsible for your own taxes.
    • Not a casino — but still risky. We do not run RNG gambling. Skill-based games and trading are not gambling, but they can still cost you real money. Our stance →
    If you're unsure, talk to a licensed financial advisor in your country before committing funds.

    Sister manifestos

    LOVE Guide