LOVE Coin is an open-source utility token on the Stellar and Solana networks, powering a Web3 fintech ecosystem with SAFE Wallet, payments, staking, marketplace, and AI — operated by Wise World 2012 Limited (Hong Kong).

Is LOVE Coin a security or investment?

No. LOVE Coin is a utility token used for in-ecosystem payments, tips, rewards, and service access. It is not a security, e-money, investment contract, or guaranteed-return scheme. Token value is volatile and may decline.

Where can I buy LOVE Coin?

You can acquire LOVE on the internal CEX inside the LOVE Coin dashboard, on external Stellar and Solana DEXes, or through supported fiat on-ramp partners. Always verify the official issuer address before trading.

SAFE Wallet is the non-custodial LOVE wallet — private keys are held only by the user. It supports LOVE, USDLove, and multi-chain assets across Stellar and Solana.

How does LOVE Coin staking work?

Staking offers 5–25% APY based on lock period (30–365 days). Rates are variable and not guaranteed — they depend on platform performance and trading volume, not fixed investment yield.

Phase 1 · Pilot

LOVE Local Hubs

Not banks in the old sense. Warm local spaces where neighbours meet, share knowledge over coffee, and get instant credit — backed by LOFI collateral or LOVE Safety Net.

Open a hub in your city Meet Aurelius — the auditor AI

What a hub actually is

Coffee & conversation

Walk in, sit down, talk to a neighbour. No appointment.

Peer support & skills

Local workshops, LOVE Academy, mentorship circles.

Instant credit

Up to $5k auto-approved via LOFI collateral or LOVE Safety Net.

Local representation

Real address, real human steward, real accountability.

Three credit tiers

Instant

≤ $5,000

100% collateral in LOVE / USDL / stake. Auto-approved by LOFI engine.

Trust

$5k – $50k

LOVE Safety Net policy + LAAC+M character score + 2 local sponsors. Human review in 24h.

Community

$50k+

Peer-review at local hub + LBIS disclosure + veLOVE DAO vote in the region.

Apply for credit (prototype)

First hubs

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Aurelius Live Audit

Every hub event recorded in public. No hidden disclosures.

Meet Aurelius

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Open a hub in your city

Tell us about your city, your space, and why you want to host. Aurelius and the team review every application.

Three layers of oversight

Local Steward

Elected by the local community. 12-month term, max 2.

Regional Council

3-member council per continent. Quarterly audit.

Aurelius AI

Real-time anomaly detection, monthly public report, escalation to LBIS.

LOVE Local Hubs are community franchises operated under Wise World 2012 Ltd. They are not depository banks. 'Bank' is used in the community sense only.